Complete Dental Coverage With Cigna
Looking for dental insurance that supports major restorative treatment like dentures and implants? Cigna Dental Insurance is designed to meet your needs. Whether you're planning a single implant, snap-in dentures, or a full arch restoration, Cigna helps ensure you have meaningful coverage when you need it most. Experience confidence and peace of mind knowing your treatment investment is well supported.
Cigna Dental Plans: Coverage Options and Costs
Cigna provides flexible dental insurance plans for individuals, families, and employers, giving members access to a wide network of experienced dentists and specialists. For patients focused on tooth replacement, Cigna offers several plan tiers worth knowing about:
- Cigna Dental 1000 and 1500 PPO plans include coverage for major restorative services like dentures and bridges.
- Cigna Dental Preventive plans focus on routine care and generally do not cover dentures or implants. Patients with this tier often pair it with supplemental coverage.
- Cigna Dental Care DHMO plans use a copay structure, where dentures and prosthetics are available at fixed amounts listed in the schedule of benefits.
- Premium group plans offered through employers sometimes include direct implant coverage.
Plan costs can vary depending on factors such as the type of plan, level of coverage, and your location. Most members pay a monthly premium, along with copays or coinsurance for major treatments. Many plans also include a deductible, which is the amount you pay out-of-pocket before your coverage begins.
What Cigna Typically Covers for Dentures and Implants
Most Cigna PPO plans that include major restorative benefits cover:
- Conventional full and partial dentures, typically at 50 percent, with replacement frequency of one set every five to ten years.
- Immediate dentures, generally treated under the standard denture benefit.
- Extractions and surgical procedures needed before denture or implant placement.
- Implant-supported dentures, where Cigna may pay toward the denture portion even on plans that exclude direct implant coverage.
Cigna's missing tooth clause and waiting periods vary by plan, so our team will always verify the specifics of your individual coverage before treatment begins.
Meet Our Dental Insurance Coordinator
Understanding dental insurance can feel complicated, but you don't have to handle it alone. At Memphis Dentures and Implants, our knowledgeable insurance coordinators are here to help every step of the way. From explaining your coverage and benefits to breaking down out-of-pocket costs on dentures and implants, we make the process simple and stress-free. We'll also assist with claim submissions, file pre-treatment estimates for larger procedures, and help you maximize your benefits, so you can focus on your smile, not the paperwork.
