Flexible Dental Care With Lincoln Financial
At Memphis Dentures and Implants, we welcome patients with Lincoln Financial dental insurance, a carrier widely offered through employer benefit packages. Lincoln Financial Group has built a strong reputation for delivering reliable group dental plans with competitive major restorative benefits, straightforward claims processing, and strong customer support. Our team works with Lincoln Financial plans and can help you understand exactly what your benefits cover for dentures, implants, and supporting procedures.
How Lincoln Financial Dental Plans Are Structured
Lincoln Financial offers dental coverage primarily through PPO plans, with most enhanced plans including meaningful coverage for the major restorative services offered at our practice. A typical Lincoln Financial plan includes:
- Full and partial dentures covered at 50 percent, with frequency limitations of one set every five to seven years.
- Immediate dentures covered under the same denture benefit, with separate allowances for relines and adjustments during the healing period.
- Extractions and surgical procedures covered at 70 to 80 percent under basic services, which is particularly relevant for patients transitioning to full dentures.
- Implants covered on enhanced plans, though coverage varies by employer plan design.
Lincoln Financial Maximum Carryover
Many Lincoln Financial plans include a Maximum Carryover feature that's particularly valuable for patients planning future major treatment. If you visit the dentist at least once during the benefit year and use less than a set portion of your annual maximum, a fixed amount carries over into the following year, building a reserve that can help cover dentures, implants, or full mouth treatment. Our office can check your carryover balance during your benefit verification and factor it into your treatment planning, especially helpful when phasing care across two benefit years.
Working With Our Office
For Lincoln Financial members, we file claims electronically to ensure quick processing, and we'll always provide a pre-treatment estimate before any major work. This gives you a clear picture of what Lincoln Financial will pay toward your dentures or implants and what your responsibility will be, in writing, before any treatment begins. If you have questions about your specific plan, our insurance coordinator can pull a detailed benefits breakdown and walk you through it step by step.
